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Deferment Forms Available

A deferment is a period of time during repayment in which the borrower, upon meeting certain conditions, is not required to make payments of loan principal. Interest does continue to accrue during these periods of deferment. For some loans, the federal government pays the interest during the deferment. On others the borrower is responsible for the accrued interest either by making monthly interest payments or having the interest capitalized.

• Economic Hardship Deferment Request Form (HRD)
• Unemployment Deferment Request Form (UNEM)
• In School Deferment Request Form (SCH)
• Perkins Loan Borrowers Only
• Military Service and Post-Active Duty Student Deferment Request
• Cancer Treatment Deferment Request

Forbearance Form

A forbearance is a period of time during repayment in which the borrower is not required to make payments; however, interest continues to accrue and will be capitalized to the loan balance unless interest payments are made during the period of the forbearance. There are two types of forbearance; discretionary and mandatory. Discretionary is granted at the lenders discretion. You may request a discretionary forbearance for a period of financial hardship or illness utilizing the forbearance form below. For information concerning a mandatory forbearance, please contact the servicer of your loans.

• Forbearance Form